Lay-Away Plans
What is a Lay-Away?
A Lay-Away plan is a straight forward buying method that allows you to purchase an item over a longer period of time. Using a Lay-Away plan allows you to put a deposit on one or several items, you then have a certain period of time to pay off the remaining balance. You will receive the items once the full balance is cleared. We offer lay-away plans for items over £200.
How does it work?
- When you’ve selected the items you would like to purchase, please message the seller to arrange a lay-away schedule.
- Let the seller know the deposit you would like to make starting from 20% of the basket total, and over how long you would like to make repayments (up to 6 months).
- Once the balance has been settled, your item will be posted out to you via designated delivery.
FAQ’s
Q) How flexible is a Lay-Away plan?
A) The lay-away plan can be tailored to your requirements. A typical Lay-Away plan is between 1 – 6 months, and a deposit range from 20% to 50%. However, if it’s a high valued item and you require more time to clear the balance or would like a specific paying date etc, please contact the seller so that they can create a specific a Lay-Away plan for you.
Q) Can I cancel my order should I start a Lay-Away?
A) Yes, you may cancel your plan at anytime however please note the 20% deposit of the item value is a non refundable deposit. Everything paid above the value of 20% will be refunded to you should you decide to cancel.
Q) Can my item be sold whilst I’m making payments towards it?
A) No, once a deposit has been made, the item will be removed from the sales channels and keep it aside for you.
Q) Are there any interest fee’s, late fee’s or hidden fee’s?
A) No, there is no late fee’s or any additional costs. However, should payment be 30 days late, the seller may terminate the Lay-Away plan, in which case the 20% deposit is non-refundable and the remaining balance will be refunded to you.
Q) Are there any credit checks with a Lay-Away Plan?
A) No, there is no search on your credit file. As you only receive the items once the balance is cleared, there’s no need for us to check your financial situation.
Q) Is this online only?
A) Yes, this offer is available only online.
Q) Can I have my items early or after 50% of the value has been paid off?
A) Unfortunately not, items will be sent out once the full balance has been cleared.